Mortgage Services

Teacher Mortgages

As a teacher, having a stable and relaxing home life is important for you to give the best at your job.

 

Enquire Now

Many mortgage lenders look at applications from teachers with favour. 

This is because not only do teachers tend to stay in one area for a while, but their career is often quite stable, long, and has a real chance for growth.

In that sense, teachers are much more likely to not only stick with a mortgage but pay it reliably. Compared to many other professions, they may be entitled to a range of promising benefits lending companies use to attract their attention.

Lenders will prefer that you have a full-time position already before you apply for a mortgage. This also means those in full employment will be looked on favourably compared to supply teachers or those that run on zero-hour contracts. That said, sometimes, finding the right lender can help you assess your suitability more favourably if your employment situation is unique but dependable.

In some cases, a Newly Qualified Teacher (NQT) mortgage can exist. Sometimes, even one-year contracts that can be renewed for the first three years of employment before a permanent position is given can be utilized.

A teacher’s pension is considered a sustainable, secured asset that has the chance of growing depending on the upward mobility available where they work. Often, a teacher’s pension can be utilized towards the affordability of a more favourable mortgage. Even retired teachers can benefit from using a teacher-specific lender that gives them the full scope of affordability options given their pension necessities. In some cases, you may even qualify for special rates should you opt for a teacher-specific lender. As teachers also have access to all standard mortgage schemes, even Buy to Let or Remortgage options may be on the table.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

It’s essential to look for a mortgage broker that can help weigh up your needs and curate the best package for you. This way, you can search many different alternatives to see how competitive a certain lending strategy may be. Thankfully, because your profession is respected and considered dependable, lenders will often trip over themselves to offer the best rates for you. However, without a mortgage broker to help streamline, simplify, and point out what really matters, it can be easy to fall into a package that seems more reliable than it actually is.

Ask us about

Teacher Mortgages

We are here to provide help and advice for teachers wanting a mortgage, allowing you to establish the greatest affordability possible while you set up your home life from now into the future. As mortgages for teachers can vary wildly depending on your given situation, utilizing a service like this can be worth its weight in gold. This can help you find the perfect and most affordable place to live, allowing you to return your focus to the excellent output you have as a teacher.

IS YOUR HOME PROTECTED?

Insurance and Protection

At Airborne we like to support our clients with all of their needs. That’s why we are happy to help with life insurance and critical illness cover too.

Even although we all hope that it’s something we’ll never need, it’s vitally important to protect your investment and cover yourself and your loved ones for those unexpected events.

Speak to a member of our friendly team to find the very best policy for your specific needs

LIFE INSURANCE AND CRITICAL ILLNESS

Providing you and your loved ones invaluable help with finances when it really matters.

BUSINESS INSURANCE

Enabling your business to continue, even when you’ve suffered damage or loss.

HOME INSURANCE

Protecting your investment for those unexpected events we hope will never happen. 

INCOME PROTECTION

Making sure that the essential bills can be paid should you be unable to work.

Related Blog Posts

Helpful blogs for Teacher Mortgages 

Mortgage Broker Fees

Mortgage Broker Fees

Many lenders are willing to offer you a mortgage, and a mortgage broker can help you find the best deal so you aren’t left paying more than you should.

First Time Buyer Mortgage Rates

First Time Buyer Mortgage Rates

If you are eligible, please read the following article to discover what you need to know about mortgage rates for a first-time buyer and how you can apply via Airborne Mortgage Solutions.

google REVIEWS

What our clients have to say

customer testimonial

Positive: Professionalism, Quality, Responsiveness, Value

Thank you, Kamlesh for helping us out with the mortgage. I thoroughly enjoyed working closely with you from the moment you were recommended for a mortgage application.
Very friendly, professional and I'd highly recommend your firm to anyone looking to get their mortgage sorted.

Thanks once again for looking after me! 👍

Amar Vaidya

customer testimonial

Positive: Professionalism, Responsiveness, Value

Our experience was very professional, helpful and very communicative advice - and from his advice, we got a house.

We are grateful 🙏
Thank you for all.

Minella Kovatsis

customer testimonial

Positive: Professionalism

We are really happy with the service and Kamlesh is always there to answer any questions always. We would definitely recommend him to friends and family.
Saleem Abbsi
customer testimonial

Positive: Professionalism, Quality, Responsiveness, Value

An excellent mortgage broker. Very professional and keeps you in the loop. We managed to get our mortgage very fast and without any issues. Always just a phone call away to give support and advice. Kamlesh explains the process and provide options as well and answers any questions you may have. We are first time buyers and it was a nice easy smooth process. I would definitely recommend using Airborne. Thank you 👍🏼😀
Krishan Gandhi
customer testimonial
Having used Airborne Mortgage Solutions on several occasions. I have no hesitation in recommending them. Altogether a first-class professional service. Kamlesh at Mortgage Solutions was really, really helpful when we were looking to move - he made it possible. We also went to Kamlesh when we wanted to re-mortgage & he found us a fantastic deal. Since then, Kamlesh has also been on hand to help with advice when needed! 100% recommend, 5* - Thank you!
Ashok Thatipamula

Get in touch

Let us assess your needs, make sense of your options and search for the best deals

THE OLD SCHOOL HOUSE
65A LONDON ROAD
OADBY
LEICESTER
LE2 5DN

08000 835 209